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"},"block_type":"paragraph"},{"text":{"value":"Den norska kärninflationen kom ner till 3,4 procent i juni från 4,1 procent månaden före, vilket var lägre än analytikerna trodde."},"block_type":"paragraph"},{"text":{"value":" I Danmark sjönk motsvarande siffra till 1,8 från 2,2 procent. SEB hade räknat med en nedgång till 2 procent i Danmark. 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"},"block_type":"paragraph"},{"text":{"value":"Experternas snittprognos för KPIF är att inflationen faller till 1,6 procent från 2,3 procent i maj, enlig Bloomberg."},"block_type":"paragraph"},{"text":{"value":"SEB:s strateg Amanda Sundström påpekar att det inte minst är det priser på hotell och andra delar inom tjänstesektorn som väntas komma ner. "},"block_type":"paragraph"},{"text":{"value":"– Vi ser många tecken på olika håll att inflationen ska fortsätta falla."},"block_type":"paragraph"},{"text":{"value":"Utvecklingen drivs dock särskilt av så kallade baseffekter, det vill säga då inflationen minskar eftersom skillnaderna i jämförelsetalen i årstakt är större än normalt, menar hon. "},"block_type":"paragraph"}],"vignette":{"title":"Svenska inflationen","bullet_color":{"red":92,"green":142,"blue":129}}},"article_layout":"Regular","teaser_layout":"Small","story_vignette":{"ref":"topic","id":"7c2e4a31-71a9-4516-95d7-bcab509d4e19","title":"Svenska inflationen"},"ad_keywords":{}}],[{"article_id":"kw6joB","title":{"value":"Härliga aktiviteter gratis i sommar: Så här gör du!"},"authors":[],"resources":[{"ref":"none","title":"EPASSI","suffix":"ANNONS","suffix_separator":" • ","type":"StoryVignette","decoration":{"text_styles":{"overline":"h5"}}},{"type":"Title","text":{"value":"Härliga aktiviteter gratis i sommar: Så här gör du!"}},{"type":"Image","source_id":"Artikel 1 (1).jpg","image_asset":{"id":"00d94f43-131c-4211-bc9b-b03ded4ea3c8","size":{"width":1920,"height":1080},"hotspot":{"x":393,"y":0,"width":1184,"height":889}},"show_caption":false,"horizontal_padding":{"small_device":false,"large_device":false}},{"type":"Text","subtype":"lead","paragraphs":[{"text":{"value":"Njut av olika utomhusaktiviteter, börja golfa, unna dig en massage eller låt dig guidas av en kostrådgivare i sommar. Semestern är ett perfekt tillfälle att upptäcka nya aktiviteter och skön avkoppling. Om du oroar dig för ekonomin så finns det en smart lösning: Låt friskvårdsbidraget stå för notan!"},"block_type":"paragraph"}],"decoration":{"text_styles":{"body":"premium_body1"}}},{"type":"HorizontalDivider"},{"type":"Text","paragraphs":[{"text":{"value":"– För oss är det viktigt att man ska kunna sätta guldkant på vardagen utan att det påverkar semesterbudgeten. Med vår betallösning slipper man ligga ute med egna pengar och kan nyttja bidraget var man än befinner sig i sommar, säger Åsa Severgårdh, VD på Epassi som erbjuder digitala betallösningar för personalförmåner."},"block_type":"paragraph"}],"vignette":{"title":"EPASSI","bullet_color":{"red":0,"green":0,"blue":0}},"decoration":{"text_styles":{"body":"premium_body1"}}},{"url":"https://www.epassi.se/sv/anstalld/friskvard?utm_campaign=SE%20native&utm_source=omni-1&utm_content=lp-friskvard","data":{"canonical_url":"https://www.epassi.se/sv/anstalld/friskvard"},"type":"Url","title":{"value":"Så får du Smidig friskvård direkt i mobilen"},"source":"www.epassi.se","omni_key":false,"paywall":null,"source_suffix":{"value":""},"show_paywall_popup":false,"style":"Simple"},{"url":"https://www.epassi.se/blogg/tips-pa-aktiviteter-med-friskvardsbidraget-alla-prisklasser?utm_campaign=SE%20native&utm_source=omni-1&utm_content=blogg-tips-aktiviteter","data":{"canonical_url":"https://www.epassi.se/blogg/tips-pa-aktiviteter-med-friskvardsbidraget-alla-prisklasser"},"type":"Url","title":{"value":"Tips på aktiviteter med friskvårdsbidraget"},"source":"www.epassi.se","omni_key":false,"paywall":null,"source_suffix":{"value":""},"show_paywall_popup":false,"style":"Simple"},{"text":{"value":"Här är några härliga sommaraktiviteter du kan använda ditt friskvårdsbidrag till:"},"type":"Subheading","decoration":{"text_styles":{"h2":"h8"}}},{"text":{"value":"1. Bootcamp och gruppträning utomhus"},"type":"Subheading","decoration":{"text_styles":{"h2":"h8"}}},{"type":"Text","paragraphs":[{"text":{"value":"Nu flyttar många träningsanläggningar ut sina träningspass och gör naturen till ett gym. Förutom den friska luften så erbjuds du varierad, naturlig och framför allt rolig träning. Via Epassi kan du hitta leverantörer över hela landet som erbjuder träning ute. Eller varför inte ta tillfället att kicka igång ordentligt med ett Bootcamp?"},"block_type":"paragraph"}],"decoration":{"text_styles":{"body":"premium_body1"}}},{"text":{"value":"2. Aktiviteter till havs eller på land"},"type":"Subheading","decoration":{"text_styles":{"h2":"h8"}}},{"type":"Text","paragraphs":[{"text":{"value":"Paddla kanot eller kajak, glid ut på en SUP, testa vindsurfing, kitesurfing eller varför inte segling? Att använda sjöar och hav som träningslokal ger dig varierande träning i en fantastisk miljö. Föredrar du land istället är racketsporter så som padel, tennis eller badminton populärt att betala med friskvårdsbidraget."},"block_type":"paragraph"}],"decoration":{"text_styles":{"body":"premium_body1"}}},{"type":"Image","source_id":"COLOURBOX64001166.jpg","image_asset":{"id":"da5143ec-3173-49d5-8b7b-b3c44dd54fad","size":{"width":5568,"height":3712},"hotspot":{"x":1350,"y":944,"width":3381,"height":2540}},"show_caption":true,"horizontal_padding":{"small_device":false,"large_device":true}},{"text":{"value":"3. Yoga, meditation och massage"},"type":"Subheading","decoration":{"text_styles":{"h2":"h8"}}},{"type":"Text","paragraphs":[{"text":{"value":"På sommaren hålls många klasser i yoga, meditation med mera ute i grönskan. Detta är ett jättebra tillfälle till återhämtning samtidigt som du stärker din kropp och förbättrar rörligheten. Välj mellan aktörer online eller hitta din favorit på plats runt om i Sverige. En annan typ av avkoppling och som passar perfekt under regniga dagar är att unna sig en massagebehandling."},"block_type":"paragraph"}],"decoration":{"text_styles":{"body":"premium_body1"}}},{"text":{"value":"4. Golf och minigolf"},"type":"Subheading","decoration":{"text_styles":{"h2":"h8"}}},{"type":"Text","paragraphs":[{"text":{"value":" I friskvårdsbidraget ingår bland annat golfträning på plats eller online, som exempelvis nybörjarkurser, grönt kort-kurser, golfkurser och golflektioner. Du kan även använda det till egen träning på ”pay and play”, säsongskort, greenfee-avgifter, med mera. Ett annat alternativ är att spela minigolf som en trevlig aktivitet med vänner och familj."},"block_type":"paragraph"}],"decoration":{"text_styles":{"body":"premium_body1"}}},{"type":"Image","source_id":"COLOURBOX23875916.jpg","image_asset":{"id":"dbadab94-09be-4661-b0af-869e4a34655e","size":{"width":5568,"height":2725}},"show_caption":true,"horizontal_padding":{"small_device":false,"large_device":true}},{"text":{"value":"5. Onlineträning & hälsoappar"},"type":"Subheading","decoration":{"text_styles":{"h2":"h8"}}},{"type":"Text","paragraphs":[{"text":{"value":"Upptäck utbudet online och ta hand om välmåendet var du än befinner dig. 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Här är fem spartips från Martin Landström, pensionsexpert på SPP, för en tryggare och rikare framtid."},"block_type":"paragraph"}],"decoration":{"text_styles":{"body":"premium_body1"}}},{"type":"HorizontalDivider"},{"text":{"value":"1. Börja pensionsspara tidigt"},"type":"Subheading","decoration":{"text_styles":{"h2":"h8"}}},{"type":"Text","paragraphs":[{"text":{"value":"Att starta pensionssparande tidigt är avgörande. Martin Landström menar att även små månatliga belopp kan växa betydligt över tid tack vare ränta-på-ränta-effekten."},"block_type":"paragraph"},{"text":{"value":"– Det första, största och bästa rådet är: Börja pensionsspara nu! Många egenföretagare börjar spara när det är få år kvar till pensionen, vilket gör det svårt att åstadkomma stora förbättringar, säger han."},"block_type":"paragraph"},{"text":{"value":"Det svåraste är att komma över tröskeln. Att spara är en vana och borde i den bästa av världar prioriteras varje månad. Även i de tuffaste tiderna är det viktigt att försöka."},"block_type":"paragraph"}],"vignette":{"title":"SPP","bullet_color":{"red":0,"green":0,"blue":0}},"decoration":{"text_styles":{"body":"premium_body1"}}},{"url":"https://www.spp.se/bli-foretagskund/pris-tjanstepension/?utm_source=omni&utm_medium=native&utm_content=do+ung+foretagare&utm_campaign=sme+24","data":{"canonical_url":"https://www.spp.se/bli-foretagskund/pris-tjanstepension/"},"type":"Url","title":{"value":"Kom igång snabbt med tjänstepension – här är SPP:s mest slimmade paket"},"source":"www.spp.se","omni_key":false,"paywall":null,"source_suffix":{"value":""},"show_paywall_popup":false,"style":"Simple"},{"text":{"value":"2. Anpassa risknivån efter ålder"},"type":"Subheading","decoration":{"text_styles":{"h2":"h8"}}},{"type":"Text","paragraphs":[{"text":{"value":"Risknivån i dina investeringar bör anpassas efter din ålder. Ju yngre du är, desto mer risk kan du ta. När det återstår ungefär 10-12 år till pensionen är det klokt att se över och eventuellt minska risken i portföljen."},"block_type":"paragraph"},{"text":{"value":"– Många egenföretagare missar att justera sin pension i tid och blir överraskade vid 55+, säger Martin När man börjar närma sig pension kan det vara värt att se över risken i portföljen för att kunna sova gott om natten även när det svänger på börsen."},"block_type":"paragraph"}],"decoration":{"text_styles":{"body":"premium_body1"}}},{"text":{"value":"3. Räkna ut pensionspremien noggrant"},"type":"Subheading","decoration":{"text_styles":{"h2":"h8"}}},{"type":"Text","paragraphs":[{"text":{"value":"Beräkna sparbeloppet (pensionspremien) noga och anpassa det efter din individuella situation, inte nödvändigtvis enligt de generella riktlinjerna."},"block_type":"paragraph"},{"text":{"value":"– Räkna baklänges. Hur mycket behöver du i månaden för att leva som du vill vid pensionen? Gör en prognos och en plan för att förbättra dina möjligheter att nå din önskade situation, råder Martin."},"block_type":"paragraph"}],"decoration":{"text_styles":{"body":"premium_body1"}}},{"text":{"value":"4. Välj rätt sparprodukter"},"type":"Subheading","decoration":{"text_styles":{"h2":"h8"}}},{"type":"Text","paragraphs":[{"text":{"value":"För egenföretagare är det viktigt att maximera intjäningen till den allmänna pensionen genom att ta ut lön. Värt att tänka på är att taket för att maximera är en årslön på 614 500 kr (för år 2024)."},"block_type":"paragraph"},{"text":{"value":"Sparande i tjänstepensionsförsäkring är förmånligt eftersom inga sociala avgifter utgår, endast en lägre särskild löneskatt."},"block_type":"paragraph"},{"text":{"value":"– Det är också viktigt att också se över privat sparande. En mångsidig sparstrategi maximerar din ekonomiska trygghet, säger Martin."},"block_type":"paragraph"}],"decoration":{"text_styles":{"body":"premium_body1"}}},{"url":"https://outlook.office365.com/book/agarledda@Storebrand.onmicrosoft.com/","data":{"canonical_url":"https://outlook.office365.com/book/agarledda@Storebrand.onmicrosoft.com/"},"type":"Url","title":{"value":"Ta hjälp av en expert – SPP erbjuder 30 minuter kostnadsfritt möte"},"source":"outlook.office365.com","omni_key":false,"paywall":null,"source_suffix":{"value":""},"show_paywall_popup":false,"style":"Simple"},{"text":{"value":"5. Komplettera med rätt försäkringar"},"type":"Subheading","decoration":{"text_styles":{"h2":"h8"}}},{"type":"Text","paragraphs":[{"text":{"value":"För att skydda din ekonomi bör du komplettera med rätt försäkringar, som sjuk- och premiebefrielseförsäkringar."},"block_type":"paragraph"},{"text":{"value":"– Rätt försäkringar är avgörande för att trygga din ekonomi om du blir sjuk och det är en stor del av en helhetsstrategi för din ekonomiska framtid, avslutar Martin."},"block_type":"paragraph"}],"decoration":{"text_styles":{"body":"premium_body1"}}},{"url":"https://www.spp.se/bli-foretagskund/pris-tjanstepension/?utm_source=omni&utm_medium=native&utm_content=do+ung+foretagare&utm_campaign=sme+24","data":{"canonical_url":"https://www.spp.se/bli-foretagskund/pris-tjanstepension/"},"type":"Url","title":{"value":"Har du inte koll på tjänstepension? 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Trots det vet vi att en del gärna vill läsa Omni utan annonser – med Omni Mer kan du välja bort reklamen om du vill.","checkout_title":"Bra val, välkommen att prova Omni Mer Bas!","checkout_body":"Nu kan du starta din provperiod. Vi är säkra på att du kommer att bli nöjd med ditt val. Erbjudandet gäller endast för nya medlemmar.","checkout_microtext_bulletpoint_1":"Du får prova Omni Mer Bas gratis i 30 dagar*. Därefter betalar du:","checkout_microtext_bulletpoint_1_A":"Du får prova Omni Mer Bas gratis. Därefter betalar du:","checkout_microtext_bulletpoint_1_B":"Du får prova Omni Mer + Omni Ekonomi gratis. Därefter betalar du:","checkout_microtext_bulletpoint_2":"Avsluta när du vill inom provperioden.","checkout_microtext_bulletpoint_3":"Erbjudandet om provperioden gäller endast för nya medlemmar. 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